Joseph Budzynski

Executive Vice President and Chief Financial Officer
Volunteers of America


As Executive Vice President and Chief Financial Officer, Joseph A. Budzynski is responsible for directing financial strategies and infrastructure that ensure the growth and stability of Volunteers of America.

Budzynski started with Volunteers of America as vice president and chief accounting officer, managing housing development and operations accounting support for more than 400 housing properties, including financial compliance with Department of Housing and Urban Development regulations and tax credit restrictions. Additionally, Budzynski provided technical accounting support and strategic analysis to Volunteers of America affiliates, including tailored industry and organizational development plans.

Budzynski previously served as chief financial officer of The Greater Washington Board of Trade, a regional chamber of commerce. He has held management positions with both for-profit and nonprofit organizations in the healthcare and telecommunications industries.

Budzynski is a member of Leadership Greater Washington’s Class of 2006 and currently serves as the organization’s immediate past chair of the board of directors. Budzynski is a member of the John Carroll Society, an organization of Catholic professionals united in their desire for an ever-deepening and enriching knowledge of their faith and in service to the Archbishop of Washington. He is a member of the Virginia Society of Certified Public Accountants and the American Institute of CPAs. Budzynski received his bachelor’s degree in accounting from Virginia Tech and is a certified public accountant in the Commonwealth of Virginia.


Melanie Lockwood Herman

Executive Director
Nonprofit Risk Management Center


Melanie is a risk management thought leader in the nonprofit sector, and has led NRMC—your hosts at Risk Connect—for more than twenty years. Melanie is the prolific author of a more than a dozen comprehensive guides on various risk management topics. Melanie has delivered countless workshops, seminars, and keynote presentations for organizations unwilling to leave success to chance.

Melanie has been named to The NonProfit Times Power & Influence Top 50 list ten times.

In addition to her professional career, Melanie is an active volunteer in both professional organizations and community-serving nonprofits. She currently serves on the boards of three national organizations: the American Foundation for the Blind, the National Human Services Assembly, and Camp Fire. Melanie is the former chair of the Legal Section Council of ASAE/The Center for Association Leadership, and during 2010-2013 she served on the Not-for-Profit Advisory Committee (NAC) of the Financial Accounting Standards Board.

Melanie earned a Bachelor of Arts Degree in Urban Affairs from American University (Washington, DC) and a Juris Doctor from George Mason University School of Law (Arlington, VA). She is a member of the District of Columbia Bar Association.


Scott Konrad

Senior Vice President & Not-For-Profit Practice Leader
HUB International


Scott Konrad leads an industry vertical Not-for-Profit specialty practice for HUB International, the world's sixth largest insurance brokerage and risk advisory firm. A 40+ year insurance veteran whose resume has included leadership roles with global brokers Johnson & Higgins, Marsh, and Willis, and with the Episcopal Church's denominational insurance facility, Scott has devoted the past half of his career to helping top-tier global, national, and regional nonprofit organizations to surmount their most pressing risk, insurance, and human capital challenges. A graduate of Colgate University, he is a seven-time honoree as a Power Broker® to the Nonprofit sector and was chosen by Insurance Business America as one of the “Top 100” insurance executives to watch in 2018 and 2019. Scott is a frequent author and speaker on nonprofit risk management themes who understands nonprofit operational, financial and governance issues first-hand from his service on the diocesan insurance board for the Episcopal Church in Connecticut, and as treasurer of Camp Washington, its 300-acre camp and conference center.



Christie Grano

Project Manager
Nonprofit Risk Management Center


Christy brings exposure to risk management processes and project management experience to the NRMC—your hosts at Risk Connect—team, as well as a passion for the nonprofit world. As an NRMC team member Christy supports risk assessments for complex clients and develops training materials and risk education resources. She especially enjoys meeting risk professionals who serve nonprofit missions and working with her NRMC colleagues to strengthen risk management in mission-driven organizations. 

Christy's past experience includes design for deep space computer processors-including the Mars Curiosity Rover—and machine learning approaches in the fintech industry. She is also an expert in Income Share Agreements, an emerging alternative to higher education student loans. In her own higher ed experience, Christy earned a B.S. in Electrical Engineering as an honors student at George Mason University in Fairfax, VA.

In her spare time, Christy enjoys being a step-mom for three amazing kids at their home in Leesburg, VA.

Charlotte Young

Chief Risk and Compliance Officer
Winrock International


As Winrock International’s Chief Risk and Compliance Officer, Young’s responsibilities include compliance, risk management and internal audit. She leads the organization’s compliance activities, which includes policy/procedure development and oversight and internal investigations. She also manages an ERM program, including annual risk assessments and mitigation plans, risk reporting to the Board, as well as program risk management. She previously held senior roles at The Nature Conservancy, was a faculty lecturer at Catholic University’s Columbus School of Law and served as an adjunct professor American University’s Washington College of Law. Young earned a JD from the National Law Center at George Washington University and a BA in Psychology at the University of Virginia.



Sarah McDonnell

Director of the Non Profit Insurance Program (NPIP)
Clear Risk Solutions


Sarah McDonnell works as a Program Manager and Director of the Non Profit Insurance Program (NPIP), with Clear Risk Solutions. Clear Risk Solutions is hired by NPIP as a program administrator. NPIP works to help nonprofits reduce and manage risk so they can focus on their missions. Sarah handles the daily business of the program and works closely with the Board of Directors on all issues including: growth, stability and strategy planning; meeting and retreat planning; Board elections; planning, coordination and the execution of multiple conferences hosted by NPIP; program compliance with state laws; member communication; budget planning; financial review and planning; contract review; and multiple audits. In addition, Sarah works with varied staff, Board and program lobbyists on legislative planning and management.



Crystal S. McElrath

Senior Attorney
Swift Currie McGhee & Hiers, LLP


Crystal Stevens McElrath is a senior attorney at Swift Currie McGhee & Hiers, LLP.  She received her Bachelor's Degree from the University of Virginia. She went on to obtain a Master's in Theological Studies and a Juris Doctor, both from Emory University.  While in law school, Ms. McElrath clerked for the Honorable Stanley Birch, Jr., on the Eleventh Circuit Court of Appeals, as well as the Honorable William Duffey on the District Court for the Northern District of Georgia. She also holds a Certificate in Non-Profit Management from Duke University.


Ms. McElrath represents and counsels employers and insurers in workers' compensation and employment law matters. Ms. McElrath frequently publishes papers and presents on the practical aspects of dealing with injured or disabled workers. In this role, she has found her vocational calling in providing for-profit and not-for-profit employers with the legal counsel they need to carry out their missions.



Edward Mulherin

Founder & CEO


Edward Mulherin has over 30 years of experience providing, audit, accounting and consulting and CFO services to a diverse group of nonprofit clients. In 2001, Ed conceived and founded eCratchit, a revolutionary concept for web-based bookkeeping and accounting services. Edward has audited hundreds of nonprofits; including Oxfam America and the Union of Concerned Scientists. 

Edward has worked with dozens of nonprofits as a contract CFO including COMPASS, The Learning Center for the Deaf, Bridge over Troubled Waters; United South End Settlements; LIFT, Harlem RBI, One Family, Paul Quinn College and many more. Edward has worked as a consultant to a large national Foundation and was asked to support and counsel a dozen of their Grantees. eCratchit was proud to provide accounting services for the Boston One Fund, the nonprofit established to help the Boston Marathon bombing victims.

Ed is a magna cum laude graduate from Boston College and is a cum laude graduate from Suffolk University Law School.


Katharine Nesslage

Project Manager
Nonprofit Risk Management Center


Katharine brings first-hand nonprofit sector and association experience to her work as Project Manager, plus many years of service in the trenches of nonprofit event planning including work with local volunteers. As an integral member of the NRMC team, Katharine's responsibilities include supporting client engagements and developing practical educational resources for Affiliate Members, including articles, infographics, webinars and online courses.

Katharine has worked for medical, legal, recreation, and oil & gas industry nonprofit associations helping to support their missions. She understands and appreciates risk-taking and risk management throughout the cycle of meeting planning and implementation. Katharine holds a Bachelor of Arts Degree in Communication Studies from Virginia Tech and recently earned the Certified in Exhibition Management designation.  

When not working on member and client projects at NRMC, Katharine enjoys taking risks and learning new things in her personal life. She has traveled to Italy to see the ruins of Pompeii, learned to ride a motorcycle, and recently logged 8,500 miles on a coast-to-coast motorcycle trip which included stops in 25 states, Vancouver, British Columbia and 10 national parks.


Julie Reyburn

Director of Risk Management
American Jewish World Service


Julie Reyburn is the Director of Risk Management at American Jewish World Services where she oversees Risk Management and Administrative Services.  She recently joined AJWS from Planned Parenthood Federation of America (PPFA) where during her six-year tenure she worked within the Offices of the Chief Operating Officer, Chief Financial Officer and Office of the General Counsel developing reporting of the organization's strategic objectives, implementing office-wide operational processes and procedures and most recently implementing an Enterprise Risk Management (ERM) function while managing PPFA's insurance program and ERM Board Committee. Prior to PPFA, Julie was with the International AIDS Vaccine Initiative (IAVI) for 12 years in a variety of operational and strategic roles. In 2017, Julie was invited to present at the NRMC Risk Summit as a Risk Educator where she presented on how the Risk & Ethics functions of a nonprofit organization can protect the brand and reputation.  A graduate of Emmanuel College, Julie is also a multi-award-winning singer, actor, and recording artist who has appeared in many of New York City’s top clubs, at Lincoln Center, Carnegie Hall, and New York Town Hall, and on the off-Broadway stage.

Amanda Rudy

Quality Assurance and Accreditation Manager
Embrace Families


Amanda Rudy has 19 years of experience working within the child welfare system. She began her career, with the Florida Department of Children and Families as a Family Services Case Manager. When Florida privatized child welfare case management services she transitioned to a supervisory role within one of the case management agencies within Seminole County. Amanda began her career as a Quality Assurance Manager for Community Based Care of Central Florida (CBCCF) in 2006.  With the organization’s expansion into Orange and Osceola Counties, she transitioned into the role as Quality/Accreditation Manager for CBCCF.

In response the diverse needs of the clients we serve, the CBCCF Board of Directors passed a resolution to form a Family of Companies, when this occurred Amanda became the Quality/Accreditation Manager for the CBC family of companies. In 2017, Amanda’s job responsibilities were expanded to include primary oversight of risk management activities for the CBC Family of Companies. Amanda holds the following certification, Child Welfare Case Manager (Florida Certification Board), Child Welfare Greenbelt (Certification through DCF), and DCF Quality Assurance Manager.


Gerry Zach

Society of Corporate Compliance and Ethics (SCCE) and Health Care Compliance Association (HCCA)


Gerry Zack is a compliance and antifraud expert and author, with more than 30 years’ experience in the prevention, detection and investigation of fraud, noncompliance, and corruption. In the Fall of 2018 Gerry became the CEO of the Society of Corporate Compliance and Ethics (SCCE) and Health Care Compliance Association (HCCA). Gerry holds a number of certifications including: Certified Fraud Examiner (CFE), Certified Public Accountant (CPA), Certified Internal Auditor (CIA), Certificate in Risk Management Assurance (CRMA), and Certified Compliance and Ethics Professional (CCEP). Gerry has also authored many publications related to handling fraud including: Financial Statement Fraud: Strategies for Detection and Investigation (2013 by John Wiley & Sons), Fair Value Accounting Fraud: New Global Risks and Detection Techniques (2009) New York: Wiley, Fraud and Abuse in Nonprofit Organizations: A Guide to Prevention and Detection (2003) New York: Wiley, and primary author of ACFE seminar on use of ratio and data analysis to detect fraud. His specialties are fraud and compliance investigations and awareness, prevention and detection programs, risk assessments, compliance and ethics programs, training, and public speaking.